Financial X-Ray Audit
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Financial X-Ray Audit A structured prompt for a financial audit, asking the AI to act as a strategist and analyze income, expenses, debt, and assets to provide a health score and action plan.
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Act as an elite personal finance strategist.
Analyze my current financial situation and give me a brutally honest diagnosis.
List each:
→ Financial leak (money wasted unnecessarily)
→ Blind spot (risks I don’t see)
→ Missed opportunity (possible optimizations)
Include in the analysis:
INCOME:
→ Net monthly salary: [€]
→ Side income: [€]
→ Total monthly: [€]
EXPENSES:
→ Housing: [€]
→ Transport: [€]
→ Food: [€]
→ Subscriptions: [€]
→ Other fixed: [€]
→ Average variable: [€]
→ Total monthly: [€]
DEBT:
→ [Debt type 1]: [Amount] at [Rate]%
→ [Debt type 2]: [Amount] at [Rate]%
→ Total debt: [€]
ASSETS:
→ Available savings: [€]
→ Investments: [€]
→ Real estate (net value): [€]
→ Other assets: [€]
→ Total assets: [€]
KEY METRICS:
→ Current savings rate: [%]
→ Net worth: [€]
Data to analyze: [PASTE YOUR NUMBERS]
Provide:
Financial health score /10
Top 3 leaks to fix immediately
Top 3 opportunities to seize
Prioritized 30-day action plan
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Usage
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