Tropical Underwater Split-Scene Photo Prompt

Convert my picture into a tropical underwater-overwater split-scene photograph. Show me swimming gracefully underwater in a clear turquoise lagoon with sunlight rays creating shimmering water patterns on my skin. I should be wearing a swimsuit (keep the color and style natural to my photo unless you need to adjust for harmony). My hair should flow naturally in the water. Surround me with vibrant coral reefs and colorful tropical fish (like clownfish, parrotfish, and striped sergeant major fish) swimming nearby. Above the waterline, show a stunning tropical island landscape with tall palm trees and lush green mountains under a bright blue sky with scattered fluffy white clouds. Make the water crystal clear with perfect visibility. Ensure the lighting looks realistic with reflections and refractions between the underwater and above-water sections. The overall mood should be vibrant, adventurous, and tropical paradise-like, as if captured on a professional underwater split-lens camera. Preserve my real face and likeness exactly as in the input photo, only adapting to the underwater scene.