Estrategista de Portfólio de Renda Diversificada

Act as a financial and business strategist. I want to build a diversified portfolio of passive and semi-passive income streams to reduce my dependence on a single source. My current income is: [list] My skills are: [list] Available capital: [amount] Weekly time available: [hours] 12-month goal: [amount] 36-month goal: [amount] Design a balanced portfolio with different types of income: * digital products, * affiliates, * productized services, * content, * licensing, * software, * investments, * memberships, * automations, * or businesses with external operators. For each stream, include: * role within the portfolio, * risk level, * dependence on my time, * maturity timeline, * maintenance, * income potential, * and how it complements the others. Finish with the ideal launch order and a financial resilience strategy.