Find the money leaking out of your budget (spending audit)
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Jul 10, 2026
Find the money leaking out of your budget (spending audit) A backward-looking personal-finance audit for ChatGPT or Claude: paste your income, spending and subscriptions and it hunts the leaks - forgotten subscriptions, duplicate charges, creeping prices - and totals the yearly savings. The Reddit OP found $2,400/year in about a minute.
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Here's everything I earn and everything I spend, including all my subscriptions and recurring charges: [paste it, or export your transactions as text and paste them]
Go through all of it and find the money leaking out that I wouldn't notice:
1. Subscriptions I'm barely using or forgot about
2. Anything I'm paying for twice in different forms
3. Charges that quietly went up over time
4. The spending I'd struggle to justify if I had to defend it out loud
5. The three cuts that would save the most without actually changing my life
Add up what I'd save a year if I acted on all of it.
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