Chibi anime character with real photo inset frame

A full-bleed digital illustration of a cute minimalist chibi anime character with big dark eyes, blushing cheeks, and a matching messy side braid with a small pink flower clip, wearing a black spaghetti strap top against a solid plain white background. In the upper-left corner of the image, there must be a small, neat square picture-in-picture inset frame. Inside this small inset frame, accurately recreate the uploaded reference photo showing the realistic portrait of the same East Asian woman in a black top inside a car. The cartoon character dominates the full right side and entire background, while the real photo stays contained only within the small top-left frame.